🌱 Portfolio: £2,037.86 | PNG +8.6% | KR1 flat | Read thesis →
🎥 Real Journey · Real Money · Real Lessons

I'm Teaching My 15-Year-Old
How To Invest

Watch Zo turn £1,000 into her university fund.
Every win. Every loss. Every lesson.

£1,000 Starting Amount
£60,000 Goal (Uni Fund)
3 Years Timeline
Now
£2,037
Year 1
£15,000
Year 2
£35,000
Year 3
£60,000 🎓
🕐 Time Until University
2 Years
9 Months
15 Days
£2,037 of £60,000 raised (3.4%)
📍 The Journey

Real-Time Updates

Every month we share what we invested, what we learned, and where we stand.

Dec 2025
December 2025

First Stock Pick: Kraken Robotics

Zo picked her first individual stock. Kraken Robotics (PNG) — underwater drones, Ghost Sharks, and a new megafactory. High risk, high reward thesis.

Invested £1,500+
Portfolio Value £2,037.86
PNG Return +8.6%
Read Full Thesis →
Jan 2026
January 2026

Coming Soon...

Q1 earnings report for Kraken Robotics. Will the megafactory hit targets?

💼 Our Portfolio

What We're Investing In

100% transparent. See exactly where the money goes.

Current Holdings

Kraken Robotics Inc PNG
53%
£1,084.98
KR1 plc (Crypto) KR1
47%
£952.88
Cash Ready to Deploy
£1.07

High-Risk Strategy

⚠️ Not What Most People Recommend

I need £60k in 3 years. Index funds won't get me there. So I'm taking big risks with individual stocks.

This could fail spectacularly. Most teens should stick to index funds. I'm documenting this because I want to learn — not because this is smart.

📅 Monthly Plan

Dad adds £500/month. I decide where it goes. Learning by doing (and sometimes losing).

Read My Full Thesis →
📚 Learn With Us

Teen-Friendly Finance Guides

Everything we wish someone had told us at 15.

Investing £100 a Month

£36k invested → £149,000. The numbers are genuinely wild.

Junior ISA Guide 2026

Everything UK parents need to know. £9,000 allowance explained.

💰 Compound Interest Calculator

See what YOUR money could grow to

Total Invested £10,000
Final Value £11,500
Growth From Returns £1,500

🧪 Want More Calculators?

Savings goal, time to £1 million, cost of waiting, ISA tax savings, and more.

Open Money Lab →
👋 About Us

A Dad, A Daughter, A Mission

Hi! I'm Zo's dad. When Zo turned 15, I realised something scary: nobody was teaching her about money.

School doesn't cover it. Her friends don't know it. And let's be honest, most adults are winging it too.

So we decided to do something different: learn out loud.

I gave Zo £1,000 to invest, and we're documenting everything. The wins, the losses, the confusion, the "aha!" moments.

Our goal: Turn that £1,000 into a £60,000 university fund by the time she's 18.

Will we make it? No idea. But we're going to find out together — and you're invited to watch.

"Dad, what even IS the stock market?"
— Zo, age 15, Day 1
"Ohhh, so that's why people say start early..."
— Zo, age 15, Day 14