Terms of Use

Last updated: February 2026

1. What This Site Is

IMZA Invest (imzainvest.com) is an educational blog documenting a 15-year-old's journey investing from £1,000 to £60,000 for university. The content is for informational and educational purposes only.

2. Not Financial Advice

CRITICAL: Nothing on this website constitutes financial, investment, tax, or legal advice.

• We are not regulated by the Financial Conduct Authority (FCA)
• We are not qualified financial advisors
• All investing involves risk — you could lose money
• Past performance does not guarantee future results
• Always do your own research
• Consult a qualified professional before making financial decisions

3. Accuracy of Information

We try to be accurate, but:

• Information may become outdated
• We may make mistakes
• Market conditions change constantly
• Platform features and fees change

Always verify information with official sources before acting on it.

4. Your Responsibility

By using this website, you agree that:

• You are responsible for your own financial decisions
• You will not hold us liable for any losses
• You will do your own research before investing
• You understand that investing involves risk

5. Affiliate Links

This site uses affiliate links. See our Affiliate Disclosure for details. By clicking affiliate links, you accept that:

• We may earn a commission at no extra cost to you
• Third-party platforms have their own terms and conditions
• We are not responsible for third-party services

6. Intellectual Property

All content on this site (text, images, logos, etc.) is owned by IMZA Invest or used with permission. You may not:

• Copy or republish content without permission
• Use our logo or branding without consent
• Scrape or automatically extract data

Sharing links to our content is welcome and encouraged.

7. User Conduct

When interacting with this site (comments, emails, etc.), you agree not to:

• Post spam or promotional content
• Share illegal or harmful material
• Impersonate others
• Attempt to hack or disrupt the site

8. Disclaimer of Warranties

This site is provided "as is" without warranties of any kind. We don't guarantee:

• Uninterrupted access
• Error-free content
• Virus-free operation
• Accuracy of information

9. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any:

• Financial losses from investments
• Decisions made based on our content
• Technical issues with the site
• Third-party actions or services

10. Age Restrictions

This site is operated by a parent/guardian on behalf of a minor. If you are under 16:

• Ask a parent/guardian before using this site
• Never share personal information without parental consent
• You cannot open investment accounts without a parent/guardian

11. Changes to Terms

We may update these terms at any time. Continued use of the site means you accept the updated terms. Check this page occasionally for changes.

12. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be resolved in UK courts.

13. Contact

Questions about these terms? Email: hello [at] imzainvest [dot] com