Affiliate Disclosure

Last updated: February 2026

What This Means (In Plain English)

Some links on this website are "affiliate links." If you click them and sign up for something, we might earn a small commission. It costs you nothing extra.

This helps fund Zo's university journey. But we only recommend things we actually use and trust.

How Affiliate Links Work

• You click a link on our site (e.g., to Trading 212)
• If you sign up, the company pays us a small referral fee
• You pay the same price as normal — the company pays us, not you
• We might earn £10-50 per signup depending on the platform

What We Promote (And Why)

We only recommend:

• Platforms and tools we personally use
• Products we've researched and believe in
• Services that are genuinely useful for UK teen investors

We never recommend something just because it pays well. If a product is bad, we won't promote it — even if they offer us money.

How to Spot an Affiliate Link

Look for links that:

• Go through imzainvest.com/go/[platform]
• Have "[affiliate link]" next to them
• Are on our Resources page

Not every external link is an affiliate link. Many are just helpful resources.

Does This Change Our Content?

No. Our content is based on our real journey, real experiences, and real opinions. We don't let affiliate relationships influence what we write.

If we think a platform has downsides, we'll tell you. Check our Resources page — we list "Keep in Mind" sections for every platform, even the ones we're affiliated with.

Legal Stuff (For Transparency)

UK Advertising Standards

We comply with the Advertising Standards Authority (ASA) Code of Non-broadcast Advertising and Direct & Promotional Marketing (CAP Code). This means:

• Marketing communications must be obviously identifiable as such
• We must not mislead about our commercial intent
• All claims must be truthful and accurate

Financial Promotion Disclaimer

IMPORTANT: This website provides general information about investing for educational purposes only. It is NOT financial advice.

• We are not regulated by the Financial Conduct Authority (FCA)
• We are not qualified financial advisors
• All investments carry risk — you could lose money
• Always do your own research and consult a qualified professional if needed

Age Disclaimer

This website documents the journey of a minor (age 15). All financial decisions are made by and managed by a parent/guardian. Junior ISAs and child accounts require parental oversight by law.

Questions?

If you have any questions about our affiliate relationships or want to know if a specific link is an affiliate link, just ask. We're happy to be transparent.

Contact us via the website or email us at: hello [at] imzainvest [dot] com

Changes to This Disclosure

We may update this page occasionally. The "Last updated" date at the top shows the most recent revision.